

As summer approaches, many of us start winding down: logging off, locking up, and getting ready to relax. Whether you’re heading away for the holidays or just switching into summer mode, it’s a great time to take a quick look at what’s plugged in at your home and workplace.
It’s not uncommon to see claims over summer involving devices, systems, and tools left unattended, or unexpected surges and outages. A few simple checks now could help you avoid unwanted surprises later.
Smart tech is great, until it isn’t
Got a smart doorbell, camera, or security system? If you’re heading away, make sure:
Check powerboards, chargers, and extension cords
Overloaded outlets or cheap chargers left running can increase fire risk, especially in hot weather. Switch off and unplug what you won’t be using.
Fridge or freezer protection
If the power cuts while you’re away, contents can spoil fast. Consider a surge protector or a power alert device. Some home policies may cover contents loss, but only under certain conditions.
Leaving a site unattended? Think about what’s running
If you’re locking up for a break, now’s the time to:
Using remote systems? Give them a test
If your security or monitoring systems rely on remote access, make sure:
Some policies offer cover for electrical damage, power surge, or loss of refrigerated goods, but not all. Conditions may apply, such as how long the outage lasted or when the damage was discovered.
If you’re not sure what your current policy includes, your Dawson’s broker can walk you through it and help reduce any surprises at claim time.
If you’ve added new devices, changed how you use your property, or just want peace of mind over summer, your Dawson’s broker is here to help.
Level One
Lakesyde Business Centre
1182 Whakaue Street
Rotorua
161 Commerce Street
Whakatane