General Business Insurance

Business Insurance

Our tailored insurance advice covers the following areas of your business.

We can provide cover for

Your commercial property and business assets are essential to your operations. From premises to equipment, tools to office furniture, protection against loss or damage is vital. Dawson Insurance provides commercial property and assets insurance to ensure your business stays on track. Reach out to us today for tailored solutions to safeguard your business investments.

Commercial property and assets insurance is akin to having home and contents protection for your business. Without proper coverage, disasters, theft, or equipment failure could lead to significant financial setbacks.

Even with the best risk management strategies, unforeseen events like earthquakes, fires, or criminal acts can strike at any time.

Understanding your investments in property, tools, and other assets is essential. Can you afford to replace everything if disaster strikes? For most businesses, under-insurance is a real concern.

Dawson Insurance is here to make sure you're comprehensively covered for every situation, offering:

• Tailored insurance to suit your business needs
• Reviews of policies from various insurers
• Insight into premiums and risk management
• Assistance with insurance claims for optimal outcomes

Your investment in premises, equipment, stock, and more represents a significant financial commitment. Failing to adequately insure these assets risks losing everything to natural disasters, theft, or other mishaps.

Incident-related costs can accumulate rapidly, from temporary relocation to tool replacement and cleanup. Many businesses lack ready cash for such expenses, leading to potential closure.

Understanding your assets' value and the implications of losing them is crucial. Structuring the right policies can be complex, but Dawson Insurance simplifies the process, ensuring optimal coverage at competitive rates.

Contact Dawson Insurance today to secure your commercial property and assets, and let us take care of your business's unique insurance needs.
Insuring a fleet of commercial vehicles is a complex task, and finding the best deal for your needs and budget can be challenging. Dawson Insurance can help you navigate the complexities to secure the right cover.

Your vehicles are essential to your business, and downtime can be costly. In the event of an accident, damage, or theft, quick action is necessary, and comprehensive coverage is vital.

The cost of a vehicle being off the road escalates quickly, but Dawson Insurance can guide you to more affordable and flexible solutions.

Dawson Insurance offers:

• Tailored insurance cover to meet your business's unique needs
• A broad range of insurers to find the perfect match
• Expert advice on premiums and risk management
• Dedicated support in managing insurance claims

Choosing insurance based on price alone can lead to inadequate coverage, especially when your fleet is integral to your business.

Dawson Insurance understands the intricacies of commercial motor vehicle fleet insurance. From cars and utes to trucks and tractors, our policies consider the unique ways commercial vehicles are used.

Contact Dawson Insurance today to discover our tailored solutions for commercial motor vehicle insurance.
In business, unforeseen risks can lead to serious consequences. Mistakes, malfunctions, or other unexpected events can result in financial ruin or bankruptcy. Protecting your business with the right liability insurance is crucial. Dawson Insurance's experienced brokers are here to guide you through the complexities of liability coverage. Contact Dawson Insurance today for peace of mind and comprehensive protection.

Mistakes happen, products malfunction, and unforeseen events occur. Without proper liability insurance, these incidents can cause catastrophic financial and reputational damage to your business.

Liability insurance encompasses various products to safeguard you from personal responsibility and protect your business from potential harm. But selecting the right policy requires careful consideration and expertise.

At Dawson Insurance, we simplify this process, providing advice and access to:

• Tailored liability insurance solutions to fit your unique needs
• Access to a wide range of insurers for optimal coverage
• Clear understanding of premiums and risk management
• Support in managing claims for successful outcomes

Choosing the right liability insurance depends on various factors, and the process can be intricate. With Dawson Insurance, you have a partner who understands your business and is committed to finding the optimal policy for you, possibly even saving you money on your preferred coverage.

Contact Dawson Insurance today for expert guidance on liability insurance tailored to your business needs.
Unexpected interruptions can bring your business to a halt, leading to significant financial losses. The inability to operate can cripple your business. Dawson Insurance specializes in providing business interruption insurance, helping you cover these losses and get back on track quickly. With our expert brokers, you'll find the right solution to protect your business. Talk to Dawson Insurance today.

A short-term disruption may be manageable, but prolonged interruptions can push businesses to the brink. While immediate costs like repairs and clean-up are often the primary concern, the long-term effects of being unable to operate can be devastating. Ongoing expenses, employee attrition, and loss of customers can lead to mounting losses.

Business interruption insurance from Dawson Insurance can alleviate this stress, offering:

• Tailored coverage for your unique business needs
• A wide range of insurer options for optimal protection
• Expert guidance on premiums and risk management
• Support in managing claims for a successful outcome

Understanding your daily income is vital because that's what you stand to lose for every day you can't operate. The losses can quickly accumulate, along with hidden costs such as customer attrition, stalled sales, and growing debts.

While insurance may cover visible costs like repairs and replacements, without business interruption insurance, maintaining positive cash flow can become a challenge.

Contact Dawson Insurance today to protect your business with tailored business interruption insurance.
With the rise in cybercrime and increasingly sophisticated hacking techniques, businesses in New Zealand face constant threats. While strong security measures are essential, cyberattacks can still occur, leading to severe consequences. Dawson Insurance is here to help, offering a specialized area of insurance that can protect businesses from the losses that result from cyber incidents. Contact Dawson Insurance today to find the right cover for your unique needs.

Cyberattacks, whether carried out by individual criminals, hacking groups, or even state-sponsored entities, pose a serious threat to businesses of all sizes. From malicious intent to commercial sabotage, these attackers are relentless.

Investing in cybersecurity measures is critical, but even the best defences can be breached. Cyber insurance offers an added layer of protection, helping you mitigate the potential economic and reputational damage of a cyber incident.

Our team at Dawson Insurance can assist you in:

• Selecting the best cyber insurance cover tailored to your business
• Reviewing options from various insurers for comprehensive protection
• Understanding premiums, risk management, and overall coverage
• Assisting with insurance claims to ensure a favourable resolution

Understanding cyber risks and implementing effective measures is vital as the fallout from a cyberattack can still be devastating. From legal costs and fines to reputational damage and loss of business, the impact is far-reaching.

Cyber insurance can be a crucial part of your risk management strategy.

Choosing the right cyber insurance requires a nuanced understanding of your business and its potential risks. Dawson Insurance offers a transparent and personalised approach, helping you find the right policy without the stress of navigating complex options.

You may even find that the cost of your preferred policy is more affordable than expected.

Contact Dawson Insurance today to safeguard your business with tailored cyber insurance.
In an era marked by global pandemics, travel demands more careful planning than ever, with travel insurance that's responsive to sudden changes and unexpected challenges. Dawson Insurance is your trusted partner, providing peace of mind with coverage that adapts to today's unpredictable travel landscape.

Travel-related complaints have grown, reflecting a shift in the complexity of travel insurance. In recent years, including the era of COVID-19, the need for clear and comprehensive travel coverage has never been more pronounced.

Many travellers misunderstand their coverage, a situation exacerbated by the uncertainties introduced by global pandemics.

From unexpected travel restrictions to health and safety concerns, the importance of having a policy that can adapt to fast-changing global events is paramount.

Dawson Insurance, with seasoned brokers, navigates the intricate world of travel insurance during uncertain times. We'll ensure optimal coverage tailored to your budget and unique needs.

Navigating travel insurance can be complex. Working with Dawson Insurance streamlines this process, potentially saving you money and providing coverage that fits your individual needs.

Contact Dawson Insurance today to embark on your journey with assurance and adaptability.

Choose Dawson

(07) 348 0479

brokers@dawson.co.nz

Level One
Lakesyde Business Centre
1182 Whakaue Street
Rotorua

161 Commerce Street
Whakatane

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